PFS provides fee-only comprehensive financial management services to successful executives and professionals, affluent families, and private business owners thinking of retirement.  We develop a complete financial plan—with tax, insurance and investment strategies based on your specific goals and objectives before offering advice or managing any money.  Our specialties are retirement planning and wealth management.  We simplify lives through the art of planning prudent, scientific solutions for futures simply too important for chance.

Paul Byron Hill is President of PFS.  Paul is a Certified Financial Planner (1982), and has been admitted from its inception to the Registry of CFP Licensed Practitioners by the Certified Financial Planner Board of Standards (1987).   He also has a Master of Science in Financial Planning (1997) from the College for Financial Planning in Denver, Colorado, and is the first planner in upstate New York to hold that degree.  Paul has actively practiced financial planning for nearly two decades, and was among the first designated planners in upstate New York.  Prior to entering private practice in 1984 and subsequently forming PFS advisory firm in 1993, he gained experience in marketing and management positions with several large financial services companies.  Paul is a long-time member of the the Financial Planning Association (formerly the Institute of Certified Financial Planners), and is a member of the Society of Financial Service Professional and the National Society of Accountants.  He has been named in Who’s Who in Finance and Industry.  Paul expects to  join the National Association of Personal Financial Advisors in January 2001.

Management fees for ongoing clients are charged based on a percentage of assets and type of assets, ranging from 1.5% to .25% annually.  May be subject to minimum quarterly fee requirement